SAIL AWAY WITH THE PWA-NEW MEMBERSHIP CONTEST
EARLY SPRING PROMOTION

$10/MONTH - 10 YEAR SPECIAL

WHOLE LIFE PLANS
TERM LIFE PLANS
NON-QUALIFIED
QUALIFIED
  SOCIAL MEMBERSHIP APPLICATION
   
 
   
 
  ADDRESS CHANGE FORM
  CREDIT CARD AUTHORIZATION FORM

 

SAIL AWAY WITH THE PWA!

Participate in Polish Women's Alliance of America Membership Cruise Contest! Win a fabulous cruise for two to the Bahamas!

Contest starts June 1, 2009 - ends May 31, 2010

For General Terms and Application of Contest please

 

 

PWAA EARLY SPRING PROMOTION

February 15, 2010 to May 31, 2010

 

$1000 Insurance Policies are back - for a limited time only!

We have two New Plans with a $1,000 minimum Face Amount.
Maximum Face Amount is $25,000.


Apply for one of these plans and get a FREE GIFT!
A beautiful color booklet


"EASTER IN POLAND"

 

For a limited time, you can again purchase a $1,000 WHOLE LIFE POLICY
for ages newborn to 85. It can be either the 10 Year Payment or the Single Payment Plan.

The new SILVER EQUITY POLICY was created for children from newborn to age 15, with a benefit payable at age 25. The premium can be paid as a Single Payment or Annually over a period of ten years.

Don't forget to ask around -- perhaps some of your family members and/or friends are not yet members of our Organization and would like to join by taking advantage of this special offer -- or perhaps existing members you know would be interested in increasing their current coverage at these very affordable rates.

Hurry! For policies issued in the first month of the Promotion (between February 15 and March 15, 2010), we will send you a BONUS gift, a beautiful booklet from the same series, "CHRISTMAS IN POLAND"!


For rates or more information,
call our Home Office toll-free 888.522.1898 ext 228,
or send email to padowski@pwaa.org.

For Early Spring Promotion flyer, click here
For info and rates on WHOLE LIFE PLANS, click here
For infor and rates on SILVER EQUITY PLANS, click here
For applications, click here

Applying is easy! Simply complete a life insurance or annuity application and mail it to us with the applicable premium payment payable to:

Polish Women's Alliance of America
6643 N. Northwest Hwy. 2nd Floor
Chicago, IL 60631-1360

FREE GIFT "EASTER IN POLAND" is also available for PWAA Annuities opened between February 15 and May 31, 2010, Click here for info and rates on our Annuities.

 

 

$10/MONTH 10-YEAR SPECIAL!

Give your children the financial start they deserve! Start your child out now with a Whole Life Policy with a low childhood premium of ONLY $10 per MONTH.

THAT'S ONLY 33 CENTS PER DAY.

The premium will never increase and is payable for 10 years ONLY.

 

For rates, an application



Polish Women’s Alliance of America wants to help you provide for your loved ones in a simple, easy and flexible way through a range of insurance and annuity products. You can’t know in advance what life has in store for you but you can plan for it. Our plans are an affordable, straightforward way to ensure that your dependents will be financially secure.

   
Ordinary Life-WL-2006
Term to Age 25-SPT25-2006
10-Pay Life-WL-10P2006
Guardian
Single Premium Whole Life-SPWLP-2006
Guardian Plus
Education Life Builder 2006    
The Silver Equity Policy  
$1,000 Policy


PWAA WHOLE LIFE 2006
Whole Life insurance is a good choice for long-range goals.
Provides life insurance protection for entire lifetime. Offers guaranteed, level premiums and guaranteed cash values. In addition to building cash value another benefit is loan value. You do not need to give up your insurance if you are in temporary difficult financial situation. You can borrow money from the cash value you've accrued. The longer you have your policy, the more value you build. The amount of your guaranteed cash value depends on the kind of whole life policy you have, its size, how long you have had it and if dividends are earned.

Dividends are not guaranteed. Dividends are result when the actual life insurance costs turn out to be less than was assumed in setting the premiums. The Board of Directors must approve dividends.

Whole Life offers a guaranteed death benefit that is payable to your beneficiaries as long as all premiums have been paid when due.

Since premiums are level, the younger you are when applying for a whole life policy, the less expensive premiums will be.

PWA Whole Life policies are available to anyone age 16 days old to 85(nearest birthday). The minimum face amount is $3,000 and maximum $50,000.

We are offering Single Premium Whole Life, 10 Years Payment Whole Life and Ordinary Life. The differences between those plans are how long you have to pay your premiums.

SINGLE PREMIUM WHOLE LIFE (SPWL 2006)
With single premium life, you pay up in front all premiums due for the full duration of policy. This requires only one payment and doesn't involve risks that the policy can be canceled for failing to make payments.

For Children Rates (Ages 0-20)
For Male Rates (Ages 21-85)
For Female Rates (Ages 21-85)
10 YEARS PAYMENT WHOLE LIFE (WL 10P-2006)
The premiums are payable for period of 10 years. After 10 years policy is paid-up and cannot be canceled for failing to make payments or any other reasons.
For Children Rates (Ages 0-20)
For Male Rates (Ages 21-85)
For Female Rates (Ages 21-85)
ORDINARY LIFE (WL-2006)
The less expensive from all whole life plans, however premium has to be paid for life. Premiums remain the same year after year.

EDUCATION LIFE BUILDER 2006
The most popular plans for children ages 16 days to 10 years old. It is combination of whole life insurance and annuity policy. Annuity policy matures on the anniversary of the issue date at child's 19th birthday.

For $1,000 benefit rates
For $3,000 and over benefits rates

 

THE SILVER EQUITY POLICY
It is a combination of whole life insurance and an annuity rider. The annuity rider a matures at age 25, on the anniversary of the issue date of the policy.The life insurance policy accumulates cash value and may earn dividends, which
allows for the purchase of additional paid-up insurance. The annuity rider is like a savings account with interest compounded yearly.

The annuity value is calculated at a 3.5% interest rate. The annuity policy paid at maturity may be subject to federal and state taxes.

The annuity balance is payable to the insured at age 25 and will be equal to the face amount, if all premiums are paid as due and no withdrawals are taken. The insurance policy will remain in force, offering continued membership in the PWAA.

For Single Payment Rates
For 10-Year Payment Rates

 

$1,000 WHOLE LIFE POLICY
For a limited time, the Polish Women's Alliance of America is again able to offer $1,000 Whole Life policies to members and their friends. Anyone from newborn to age 85 can now apply for a new $1,000 policy. It can either be the 10 Year Payment Whole Life Plan or the Single Payment Whole Life Plan. The policy accumulates cash value and may earn dividends, which allows for the purchase of additional paid-up insurance.

This is an excellent opportunity to give children a sound financial start or to increase their and your existing life insurance, as over time insurance needs keep changing. This is also a great occasion to sign ALL YOUR FAMILY members and friends to our organization. With the current rate of job losses and discontinued work-related benefits, PWA wants to help all families to feel saved and secure. The premiums for all ages are posted on our website; below you can see sample rates from newborns to age 20 (to nearest birthday). You also can call the PWA Home Office at 888-522-1898 ext 228 or send email to padowski@pwaa.org to ask for rates and details.

For Children Rates (Ages 0-20)
For Adults Rates (Ages 21-85)

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TERM INSURANCE
Term insurance is designed for temporary life insurance protection. It is the cheapest form of coverage over a limited number of years. With term insurance, you pay only for life coverage; policy does not accumulate cash value. If you have temporary protection need, Term Life Insurance may be appropriate. It is mainly suitable for younger parents who need substantial insurance coverage at low cost. If you live beyond the end of the term, you get nothing except for the right of converting the term policy to the new whole life insurance without going through the underwriting process.


TERM TO AGE 25 (SPT25-2006)
It is a single premium term policy. This policy is fully convertible to whole life plan of protection of equal or lesser value. The whole life insurance can be any plan that we will provide at the time of the conversion. Our Single Premium Level Term provides valuable life insurance benefits. It also gives your child a solid start toward financial security. Once enrolled, your child is entitled to all benefits of being a member of Polish Women's Alliance of America.

This policy is available to children ages 16 days old to 21 years old (nearest birthday). Can be purchased for $5,000, $10,000, $15,000 or $25,000. To apply for plan only one time premium is needed. It is very inexpensive way to protect your child from newborn to age 25.

For Rates (Ages 0-20)

 

GUARDIAN TERM INSURANCE

GUARDIAN & GUARDIAN PLUS

 

 

Toll Free: (888) 522-1898 • Phone (847) 384-1200
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