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PWA
VALENTINE'S DAY PROMOTION
February
1 to April 15, 2012
Look
after those you love!
To take advantage of this Special Promotion, choose any Whole
Life Insurance Plan offered by PWA, including our new plan,
the PWA
Estate Builder. Minimum face amount is $1000 and this promotion
is available for ages from newborn to 85 (nearest birthday).
Please complete, sign, and return an application with the applicable
premium payment to the PWA Home Office at the address below.
Applications
must be received at our office postmarked
NO
LATER than April 15, 2012.
Return
applications to
Polish
Women’s Alliance
6643
N. Northwest Hwy, 2Fl
Chicago,
IL 60631
For
policies with face value amounts of $3000 or more,
the
Owner will receive a
FREE
GIFT
A 5-inch Polish Doll to keep or
pass
on to someone special.
Questions? Please call Bo at 1-888-522-1898
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Polish Women’s Alliance of America
wants to help you provide for your loved ones in a simple, easy
and flexible way through a range of insurance and annuity
products. You can’t know in advance what life has in
store for you but you can plan for it. Our plans are an affordable,
straightforward way to ensure that your dependents will be financially
secure.
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PWAA WHOLE LIFE 2006
Whole Life insurance is a good choice for long-range goals.
Provides life insurance protection for entire lifetime. Offers
guaranteed, level premiums and guaranteed cash values. In addition
to building cash value another benefit is loan value. You do not
need to give up your insurance if you are in temporary difficult
financial situation. You can borrow money from the cash value
you've accrued. The longer you have your policy, the more value
you build. The amount of your guaranteed cash value depends on
the kind of whole life policy you have, its size, how long you
have had it and if dividends are earned.
Dividends are not guaranteed. Dividends
are result when the actual life insurance costs turn out to be
less than was assumed in setting the premiums. The Board of Directors
must approve dividends.
Whole Life offers a guaranteed death benefit
that is payable to your beneficiaries as long as all premiums
have been paid when due.
Since premiums are level, the younger you
are when applying for a whole life policy, the less expensive
premiums will be.
PWA Whole Life policies are available to
anyone age 16 days old to 85(nearest birthday). The minimum face
amount is $3,000 and maximum $50,000.
We are offering Single Premium Whole Life,
10 Years Payment Whole Life and Ordinary Life. The differences
between those plans are how long you have to pay your premiums.
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PWA
ESTATE BUILDER PLAN
When seniors reach a certain age, they begin to think about
adding additional life insurance to their current life insurance
policies to make sure that their families have enough money
after they depart this life. With the high cost of funerals
and in these uncertain economic times, the last thing anyone
wants is to leave their family with unpaid bills and other
end-of-life expenses.
This
is why Polish Women’s Alliance of America developed
the PWA Estate Builder, which is a level-benefit Whole Life
Insurance Plan. This type of life insurance has been designed
to make it easy for our members and friends to apply for—and
it is affordable. It is a simplified issue, which means
that most seniors can qualify with NO MEDICAL EXAM . It
is available for members and friends ages 50 to 75 (nearest
birthday). The PWA Estate Builder life insurance policy
allows you to choose the amount of coverage needed from
$1,000 to $25,000 and to decide the premium payment mode—annual,
semi-annual, quarterly, monthly, or Single Payment.
For Flyer and Rates 
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ORDINARY
LIFE (WL-2006)
The less expensive from all whole life plans, however premium
has to be paid for life. Premiums remain the same year after
year. |
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10
YEARS PAYMENT WHOLE LIFE (WL 10P-2006)
The premiums are payable for period of 10 years. After 10
years policy is paid-up and cannot be canceled for failing
to make payments or any other reasons.
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SINGLE
PREMIUM WHOLE LIFE (SPWL 2006)
With single premium life, you pay up in front all premiums
due for the full duration of policy. This requires only
one payment and doesn't involve risks that the policy can
be canceled for failing to make payments.
For
Children Rates (Ages 0-20)
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For
Male Rates (Ages 21-85)
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For
Female Rates (Ages 21-85)
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EDUCATION
LIFE BUILDER 2006
The most popular plans for children ages 16 days to 10 years
old. It is combination of whole life insurance and annuity
policy. Annuity policy matures on the anniversary of the
issue date at child's 19th birthday.
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$1,000 benefit rates
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| For
$3,000 and over benefits rates |
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THE
SILVER EQUITY POLICY
It is a combination of whole life insurance and an annuity
rider. The annuity rider a matures at age 25, on the anniversary
of the issue date of the policy.The life insurance policy
accumulates cash value and may earn dividends, which
allows for the purchase of additional paid-up insurance.
The annuity rider is like a savings account with interest
compounded yearly.
The annuity value is calculated at
a 3.5% interest rate. The annuity policy paid at maturity
may be subject to federal and state taxes.
The annuity balance is payable to
the insured at age 25 and will be equal to the face amount,
if all premiums are paid as due and no withdrawals are taken.
The insurance policy will remain in force, offering continued
membership in the PWAA.
| For
Single Payment Rates |
| For
10-Year Payment Rates |
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$1,000 WHOLE LIFE
POLICY
For a limited time, the Polish Women's Alliance of America
is again able to offer $1,000 Whole Life policies to members
and their friends. Anyone from newborn to age 85 can now
apply for a new $1,000 policy. It can either be the 10 Year
Payment Whole Life Plan or the Single Payment Whole Life
Plan. The policy accumulates cash value and may earn dividends,
which allows for the purchase of additional paid-up insurance.
This is an excellent opportunity
to give children a sound financial start or to increase
their and your existing life insurance, as over time insurance
needs keep changing. This is also a great occasion to sign
ALL YOUR FAMILY members and friends to our organization.
With the current rate of job losses and discontinued work-related
benefits, PWA wants to help all families to feel saved and
secure. The premiums for all ages are posted on our website;
below you can see sample rates from newborns to age 20 (to
nearest birthday). You also can call the PWA Home Office
at 888-522-1898 ext 228 or send email to padowski@pwaa.org
to ask for rates and details.
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Children Rates (Ages 0-20)
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| For
Adults Rates (Ages 21-85) |
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[Back to top]
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TERM INSURANCE
Term insurance is designed for temporary life insurance protection.
It is the cheapest form of coverage over a limited number of years.
With term insurance, you pay only for life coverage; policy does
not accumulate cash value. If you have temporary protection need,
Term Life Insurance may be appropriate. It is mainly suitable
for younger parents who need substantial insurance coverage at
low cost. If you live beyond the end of the term, you get nothing
except for the right of converting the term policy to the new
whole life insurance without going through the underwriting process.
TERM
TO AGE 25 (SPT25-2006)
It is a single premium term policy. This policy is fully convertible
to whole life plan of protection of equal or lesser value. The
whole life insurance can be any plan that we will provide at the
time of the conversion. Our Single Premium Level Term provides
valuable life insurance benefits. It also gives your child a solid
start toward financial security. Once enrolled, your child is
entitled to all benefits of being a member of Polish Women's Alliance
of America.
This policy is available to children ages
16 days old to 21 years old (nearest birthday). Can be purchased
for $5,000, $10,000, $15,000 or $25,000. To apply for plan only
one time premium is needed. It is very inexpensive way to protect
your child from newborn to age 25.
| For
Rates (Ages 0-20) |
GUARDIAN TERM INSURANCE
GUARDIAN
Level Term Insurance Plans
For this time of your life Raising a family, paying the
mortgage, saving for your kids's college education-the time of
life when your number one priority is protecting your family's
financial future.
Why?
Because they depend on you and you want to protect their financial
security in case you're not there to provide for them. Should
you unexpectedly die, beneficiaries
receive tax-free cash quickly to help offset income loss.
Term insurance offers an affordable way to ensure your family
won't suffer due to lost income if something tragic happens to
your or your spouse.
Guardian Term
can help ease your mind by providing maximum insurance coverage
with great premium rates that you can lock in for 10-, 20-, or
30-years.
To request
a quote, please contact the Polish Women's Alliance Home Office
Toll-free: 888-522-1889 ext. 228 E-mail: padowski@pwaa.org
Fax: 847-384-1494
Not Approved in FL, NJ, and NY.
Underwritten by Catholic Order of Foresters.
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Toll
Free: (888) 522-1898 • Phone (847) 384-1200
© 2002-2012 Polish Women's Alliance of America. All rights
reserved.| Privacy
Statement
Webmaster: Magdalena Stefanek
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$10/MONTH
- 10 YEAR